Sell a House Before Foreclosure in Auburn
If your Auburn house is heading toward foreclosure, you may be able to sell it before the sale date and pay the lender from closing proceeds. KindKey Home Buyers LLC is based at 640 1st St SW in downtown Auburn and buys houses directly. We are not a real estate agent, a loan modifier, or a foreclosure-rescue company.
Auburn straddles a county line. Downtown, Lea Hill, Lakeland Hills, and much of the valley are in King County. Part of southern Auburn is in Pierce County. A notice, a trustee, and a payoff are tied to the parcel’s county and to the paperwork you received, not to the fact that your mailing address says Auburn. Ask the title company or your attorney which county applies. Do not guess from the neighborhood name.
KindKey does not provide legal or tax advice. Talk with a Washington attorney before you sign. Washington has distressed-property rules under RCW 61.34. KindKey does not interpret those rules or tell you whether they apply to your sale.
What KindKey can and cannot do in Auburn
We can look at the house quickly because we are already in the city, including vacant houses downtown and houses on Lea Hill or Lakeland Hills that owners can no longer afford alongside a long commute on SR-167. We can send a written cash offer on the property as it is. We cannot stop a trustee sale, reinstate your loan, or promise that a closing will beat the date on your notice.
If you accept an offer, the closing agent orders a payoff and a title report. The closing date has to be one your attorney believes still works. West Valley and other Auburn neighborhoods are all eligible. Condition, tenants, and code cases do not have to be cleaned up first.
Auburn situations that are not the same file
A house with a notice of default and a sound roof is a different closing from a house that is also vacant, fire-damaged, or full of belongings after a relative’s death. Algona and Pacific are separate small cities on Auburn’s edge. If the notice lists an Auburn address inside one of those stories, this page still applies only when the property is actually in Auburn. Bring the notice either way so we do not assume.
People who work north toward Kent and Renton, or west toward Tacoma, sometimes cannot cure a default and also fund repairs. Selling as-is is a way to skip the repair list. It is not a legal strategy. Your attorney compares it with reinstatement, a listed sale, or any other option that still exists on your timeline.
- King County Auburn parcels and Pierce County Auburn parcels
- Houses near downtown, on Lea Hill, on Lakeland Hills, and in West Valley
- Vacant houses where the default and the empty months stacked up
- Houses with tenants, if occupancy is handled lawfully
- Houses that also need repairs a retail buyer would demand before the sale date
Read the offer with a lawyer
The offer is a proposal to buy the house. It is not a promise to negotiate with your lender. If the payoff is higher than the price, the sale may depend on the lender. The settlement statement shows payoffs, liens, taxes, and the closing costs allocated in the contract.
RCW 61.34 is Washington’s distressed-property law. KindKey will not summarize what it requires of you or of a buyer. Bring the notice and the offer to a Washington attorney before you sign.
Related pages
KindKey Home Buyers purchases properties as a principal buyer and is not acting as the seller’s real estate agent. KindKey does not charge the seller an agent commission or a separate service or assignment fee. Responsibility for escrow, title, excise tax, recording, and other closing costs will be clearly stated in the written purchase agreement and may vary by transaction. The seller’s final proceeds may be reduced by mortgage payoffs, liens, taxes, prorations, utility balances, or other obligations associated with the property. Escrow or the closing agent will provide the seller with a settlement statement showing all charges and final proceeds before closing.
Frequently asked questions
Request an Auburn cash offer before the date gets closer
Bring your attorney into the timeline. KindKey will price the house as it is.
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