Sell a House Before Foreclosure in Edgewood, WA

If your Edgewood house is heading toward foreclosure, you may be able to sell it before the trustee sale and pay the lender from closing proceeds. KindKey buys the house directly. We are not a real estate agent, a loan modifier, or a foreclosure-rescue company. This page is not legal advice.

Edgewood is entirely in Pierce County. A notice of sale for an Edgewood deed of trust is recorded with the Pierce County Auditor. Milton, next door, can fall in King County or Pierce County. Edgewood does not work that way. The caption on your notice still controls. Do not guess from Meridian Avenue or from a neighbor’s paperwork.

If a foreclosure notice, a delinquent mortgage, or another kind of financial pressure is part of the sale, talk with a Washington attorney before you sign. Washington has distressed-property rules under RCW 61.34. KindKey does not interpret those rules or tell you they do not apply.

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What KindKey can and cannot do in Edgewood

Edgewood is an incorporated Pierce County city between Milton, Fife, Puyallup, and Sumner. It incorporated on February 28, 1996. Most residents live on North Hill: single-family houses, longer driveways, and shops or sheds set back from the street. A smaller share of the city sits at the base of the hill in the Puyallup River valley. Day-to-day travel runs on Meridian Avenue E, which is State Route 161, and on Jovita Boulevard. Jovita is an older local name, not a separate city. We can look at a North Hill house with a shop full of equipment, or a valley house that is already vacant, without you catching up the loan or repairing the roof first.

We cannot stop a trustee sale, reinstate your loan, or promise that a closing will beat the date on your notice. If you accept an offer, the closing agent orders a payoff and a title report. The closing date has to be one your attorney believes still works.

Acreage, septic, and the payoff

Many North Hill and Jovita lots, especially older acreage, still use a septic system, and some use a private well. Other Edgewood houses are on public sewer and public water. The city name does not tell you which. In Pierce County, on-site sewage questions are handled by the Tacoma-Pierce County Health Department, not by the city building counter. KindKey does not inspect, pump, or certify a septic system or a well. Tell us what serves the house. A failing system does not stop an offer. A failed drain field does not pause a trustee. It does change what a retail buyer’s lender may refuse to finance. KindKey buys as-is, so you do not have to replace the system before the visit.

Parts of Edgewood lie inside the Puyallup Indian Reservation boundary. That can change what a title report has to explain. KindKey does not interpret tribal jurisdiction. Tell the closing agent if you already know the parcel is inside that boundary. KindKey does not charge an agent commission or a separate assignment fee. Closing-cost responsibility is stated in the written purchase agreement and can vary. Mortgage payoffs, liens, taxes, and other obligations can reduce proceeds. The closing agent provides a settlement statement before you close.

Pierce County is the file

A lawsuit to restrain a sale is a superior court matter. For an Edgewood parcel, families are pointed to Pierce County, not to the King County courthouse in Kent. KindKey will not prepare that case or tell you the deadline. Ask a Washington attorney or a HUD-approved housing counselor.

Condition, tenants, code letters, and belongings left in a shop do not have to be cleaned up first. Do not deed the house away outside escrow.

Related pages

KindKey Home Buyers purchases properties as a principal buyer and is not acting as the seller’s real estate agent. KindKey does not charge the seller an agent commission or a separate service or assignment fee. Responsibility for escrow, title, excise tax, recording, and other closing costs will be clearly stated in the written purchase agreement and may vary by transaction. The seller’s final proceeds may be reduced by mortgage payoffs, liens, taxes, prorations, utility balances, or other obligations associated with the property. Escrow or the closing agent will provide the seller with a settlement statement showing all charges and final proceeds before closing.

Frequently asked questions

Ask for an Edgewood offer before the sale date

Bring the notice. KindKey will not interpret it. You can say no.

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