Sell a House Before Foreclosure in Puyallup
You may be able to sell a Puyallup house before foreclosure if the notice, the payoff, and Pierce County title still allow a transfer. KindKey Home Buyers LLC buys these houses directly. We are based in Auburn and we are not a real estate agent or a foreclosure advisor.
Say which Puyallup you mean. Downtown Puyallup is inside the city, near Pioneer Park and the fairgrounds, with older houses on a grid. South Hill is the plateau, reached by Meridian and Shaw Road, where many owners have a Puyallup address even though the parcel is unincorporated Pierce County. Both are Pierce County. Neither is King County. Sumner and Edgewood are different cities on the valley edges. Your attorney and the title report should match the notice to the parcel before you rely on a closing date.
KindKey does not provide legal or tax advice. Talk with a Washington attorney before you sign. Washington has distressed-property rules under RCW 61.34. KindKey does not interpret those rules or tell you whether they apply to your sale.
Two housing markets, one county
A downtown Puyallup house that has been in a family for decades may have an older loan, deferred paint and roof work, and a notice that arrived after a spouse’s death or a medical leave. A South Hill house may be newer, with a larger payment and little equity once sale costs are counted. KindKey does not assume which one you have. The offer is for your address, in its real condition.
Owners sometimes live on South Hill and still own a house downtown, or they moved to Edgewood and left the Puyallup house vacant. Carrying two Pierce County houses during a default gets expensive. A cash sale of the one you do not want can be discussed. It is not a promise that the foreclosure stops. Only the lender, the trustee, and your attorney can describe the status of the case.
How the purchase works
We visit, or we start from photos if you cannot be there, and we send a written offer. You do not have to paint, empty the attic, or catch up payments before that step. If you accept, the closing agent works the Pierce County title and the payoff. You should have an attorney check that the closing date is early enough for the notice you received.
KindKey does not charge an agent commission or a separate assignment fee. Closing costs are in the contract. If a city or county lien exists because of a code case on a vacant downtown house or a South Hill lot, it belongs on the settlement statement. We will not tell you the citation is forgiven.
- City of Puyallup houses, including the downtown grid
- South Hill addresses that may be unincorporated Pierce County
- Vacant houses and inherited houses with a remaining mortgage
- Houses that need repairs a short timeline will not allow
- Houses near Sumner or Edgewood that are actually in Puyallup
Take RCW 61.34 to a lawyer, not to a blog
Washington’s distressed-property statute is easy to quote and easy to misuse. KindKey will not tell you that a Puyallup sale is outside it, or inside it, because of South Hill or because of the fairgrounds or because of anything else local. The local facts help us price a house. They do not answer a legal test.
If you want a listed sale instead, hire a broker and ask whether a Pierce County buyer with a loan can close before your date. KindKey will not list the house for you. You can hold our offer next to that advice and decide.
Related pages
KindKey Home Buyers purchases properties as a principal buyer and is not acting as the seller’s real estate agent. KindKey does not charge the seller an agent commission or a separate service or assignment fee. Responsibility for escrow, title, excise tax, recording, and other closing costs will be clearly stated in the written purchase agreement and may vary by transaction. The seller’s final proceeds may be reduced by mortgage payoffs, liens, taxes, prorations, utility balances, or other obligations associated with the property. Escrow or the closing agent will provide the seller with a settlement statement showing all charges and final proceeds before closing.
Frequently asked questions
Get a Puyallup cash offer you can review with counsel
Downtown or South Hill, start with the address and the date on your notice.
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